Posts bySuraya Randawa

The death of conventional banking

Last year, I wrote about the impact mobile payments would have in 2015. I am now travelling around London with only my mobile to pay for buses and tubes. After pension reform, we see advances in technology and internet/mobile banking as the consumer-led change that will have the largest impact on the banking industry over…

Your phone and your money

Our phones have become a device we are inseparable from, and 2015 may be the year they take the role of banker for millions. 2014 saw two developments which could finally take mobile payments to the broader public – Paym and Apple Pay. The majority of us have now been willingly or unwillingly co-opted into…